Hyperion Credit | Advisor Console

Active Client Portfolio

3 Consumer Records

Total Dispute Inaccuracies Identified

7 Disputable Tradelines

📊 Side-by-Side Tri-Bureau Tradelines

Creditor / Furnisher	Equifax	Experian	TransUnion	Validation Issue
Chase Bank card	Active ($950)	Active ($950)	Active ($950)	UTIL-001 (High Balance)
Jefferson Collections	Collection ($450)	Not Reported	Not Reported	NEG-001 (Inaccurate)
Citi Bank card	Not Reported	Charge Off ($1,200)	Not Reported	FCRA-DOFD-001 (Incomplete)

🤖 AI Automated Inaccuracy Findings

NEG-001 Jefferson Collections

FCRA-002 Citi Bank Charge-off Date Inaccuracy

UTIL-001 Chase High Utilization Indicator

✍️ Dynamic Dispute Letter Designer

📜 Immutable Operational Audit Trail (PostgreSQL RLS Protected)

[2026-07-14 16:32:01] [RECORD_CONSENT] Actor ID: advisor-user-id | Tenant ID: rj-business-solutions-org-id | Status: SUCCESS

[2026-07-14 16:33:10] [FETCH_CREDIT_REPORT] MFSN Fetch Completed | Snap ID: snap_0a2b4 | Scores: EQ 620, EX 605, TU 610

[2026-07-14 16:35:40] [AUTO_ANALYZE_COMPLETED] Calculated 3 critical discrepancy warnings (UTIL-001, NEG-001, FCRA-DOFD)